If you’re planning on visiting the United States, CoverAmerica-Gold® is the Health Insurance for you.
DON’T STRESS.
If you’re planning on visiting the United States,
CoverAmerica® Gold is the Health
Insurance for you.
Plan Information
CoverAmerica-Gold is an A- rated comprehensive travel medical insurance plan providing medical coverage and other covered travel and emergency services for non-U.S. residents visiting the U.S. temporarily. It also includes coverage for trips from the U.S. to Canada, Mexico, Central America, Caribbean, South America and theme parks.
Unlike many other plans on the market, CoverAmerica-Gold covers acute onset of a pre-existing condition. These are sudden unexpected, urgent medical events related to a condition that existed before the policy effective date.
Plan Features
Pays 100%
After Deductible
Acute Onset of
Pre-Existing Conditions
Lost Passport & Travel
Documents Assistance
Missed Connection
Coverage
Border Entry
Protection
Why CoverAmerica® Gold?
CoverAmerica-Gold is one of the most popular travel medical insurance policies for U.S. visitors. The benefits of this plan are designed to meet the unique needs of those traveling to the United States. Here are some of the benefits that make it superior:
- Bestselling comprehensive coverage plan for U.S. visitors
- Rated "A" plan
- Most popular and widely accepted United Healthcare PPO Network
- Covers 100% in PPO network with cashless payment
- Free Rx Card with Universal Rx Pharmacy Discount Savings
- COVID-19/Coronavirus covered as any other covered medical condition plus screening & quarantine benefit
- Urgent care & walk-in clinic copay waived if $0 deductible is selected
- Insurance ID cards downloadable to iPhone and Android Wallets
- Covers cruises, theme parks and incidental trips to Canada, Mexico, Central America, Caribbean, and South America
- Optional rider for 24/7 access to Telehealth visits for additional 12 cents a day
Here is why it is superior to other plans in the same category:
Outstanding Benefits | CoverAmerica® Gold | Most other plans in the same category |
|---|---|---|
Extension/Renewal Fee | No Fee | Most other plans charge a renewal or extension fee |
Cancellation Fee | No Fee | Most plans charge $20-$50 cancellation fee |
Flu Shot Benefit |  |  |
COVID-19/Coronavirus Screening Benefit | | |
COVID Quarantine Benefit | | |
Lost or Stolen Passport or Travel Document | | |
Travel Delay | | |
Border Entry Protection Benefit- In case a valid visa holder is denied entry into the U.S | | |
COVID-19 Coverage
Want to travel but still have Covid concerns? CoverAmerica-Gold offers medical coverage for Covid-related issues.
- COVID-19 Screening Test
- COVID-19 Medical Coverage
- Quarantine Indemnity Allowance
- Repatriation of Remains
CoverAmerica® Gold Benefits
- Covid-19 Coverage including a Public Health Emergency Screening benefit
- Extensive PPO network in the U.S. under United Healthcare
- Up to $1,000,000 in Emergency Medical Evacuation Coverage
- $15 copay for Urgent Care
- Free cancellations
- Extensions at no extra fee
How It Works?
If you suffer an urgent medical event while traveling, you can go to any doctor or hospital for care. However, you’ll pay less if you go to a provider in network versus one out of network.
Check out an example:
In-Network
Plan pays 100% within PPO network United Healthcare
EXAMPLE
$10,000
Hospital Bill
$100
Deductible
$100,000
Policy Maximum
Out-of-Network
Plan pays 80% of the first $5,000 than 100% thereafter
EXAMPLE
$10,000
Hospital Bill
$100
Deductible
$1,000
Co-Insurance Cost
$100,000
Policy Maximum
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.